Residential Property Claims Guide, California Department of Insurance
Single Family Housing – Those whose property was destroyed or severely damaged, or who have been displaced from a rental unit by fire, may receive priority hardship application processing for home loans from USDA Rural Development.
Multi-Family Housing – If a property was destroyed by the fire, USDA Rural Development can issue a priority letter for the next available Multi-Family Housing unit to affected residents.
Home Disaster Loans – USDA Rural Development offers loans to homeowners or renters to repair or replace disaster-damaged real estate and personal property, including automobiles.
Business Physical Disaster Loans – Businesses of any size, as well as private, nonprofit organizations, may apply for Small Business Administration loans to repair or replace disaster-damaged property, including real estate, inventories, supplies, machinery and equipment.
Economic Injury Disaster Loans (EIDL) – SBA offers working-capital loans to help small businesses, small agricultural cooperatives, small aquaculture businesses and private, non-profit organizations meet financial obligations that cannot be met because of the disaster. These loans are intended to assist through the disaster recovery period.
I HAVE AGRICULTURAL PROPERTY
Livestock Indemnity Program – The USDA offers the Livestock Indemnity Program to reimburse producers up to 75 percent of the market value of animals lost due to adverse weather conditions, including wildfires.
Non Insured Crop Disaster Assistance Program (NAP) – This USDA program enables ranchers who have previously applied for coverage to receive compensation for a loss of forage due to drought or other natural disasters, including wildfire.
Emergency Conservation Program – Administered through local Farm Service Agency offices, this program assists ranchers with fence construction and repairing other rangeland infrastructure that may have been lost or damaged due to a natural disaster.
Emergency Livestock Assistance Program (ELAP) – This program compensates producers for a percentage of pasture or forage loss on private lands due to natural disasters. Complete applications are due by Oct. 30.
Livestock Forage Disaster Program – This USDA program compensates producers who suffer pasture or forage loss due to drought or who have federally managed grazing leases but are not allowed to graze the lease because of wildfire.
Tree Assistance Program – This USDA program provides financial assistance to replant or rehabilitate eligible trees, bushes and vines damaged by natural disasters.
Livestock Assistance – The HALTER Project can help care for animals left behind in evacuations and assist in moving livestock.
2017 Wildfires and Hurricanes Indemnity Program (2017 WHIP): 2017 WHIP provides disaster payments to agricultural producers to offset losses from hurricanes, such as Harvey, Irma, Maria and Nate, as well as devastating wildfires during 2017.
ADDITIONAL AID PROGRAMS
Housing support for agricultural employees – The Sonoma County Grape Growers Foundation and Sonoma County Farm Bureau have established a housing recovery fund for agricultural employees and their families displaced from their homes by wildfires.
Pastureland – The Sonoma County office of UC Cooperative Extension is seeking people with pastureland that could be made available to ranchers whose land was affected by the fires.
Community Facilities Loans – USDA Rural Development provides low-interest loans for essential community facilities such as fire equipment, community centers, city vehicles, food banks and child-care facilities.
Water Environmental Programs – USDA Rural Development offers low-interest loans for water and waste disposal systems and facilities including buildings, equipment, wells and pipe.
Electric Loan Programs – Eligible rural utilities may qualify for expedited processing for USDA Rural Development low-interest loans to finance electric infrastructure.
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